Prequalify for a Credit Card

Navy Federal members can see which card they qualify for without any impact to their credit score.

What Does It Mean to Prequalify?

When you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before submitting your application. That way, there’s less of a risk of being denied!

Answer 3 quick questions. Pull your info without affecting your credit score. See which card is best for you.

Learn More About Our Cards

cashRewards

Cash back with the flexibility to choose where you use the rewards you earn.

GO REWARDS®

If you live life on the go, our GO REWARDS card is for you.

Platinum

If you know you’ll maintain a balance on your credit card, you’ll want one with a low rate. Our Platinum card is the way to go.

Visa Signature® Flagship Rewards

Get the most rewards with our top-tier credit card.

Navy Federal More Rewards American Express® Card

Reward yourself for everyday spending with the More Rewards Card.

nRewards® Secured

The Navy Federal nRewards Secured credit card lets you earn rewards while building credit with a deposit as low as $200.

More Prequalification FAQs

What information do you need from me?

We’ll pull your name, address, date of birth and Social Security number from your member profile. You’ll just need to answer 3 questions:

How will you use the information you gather?

We’ll use your information to run a soft credit pull with the credit bureaus and confirm your identity. That’s it.

Is prequalification a guarantee I can receive this card?

Being prequalified for a credit card doesn't guarantee you can receive it. If your application isn’t approved, you’ll receive a letter from Navy Federal within 30 days explaining the reason why.

Is a prequalification the same as a preapproval?

A prequalification varies slightly from a preapproval. Both will determine whether you are eligible for credit card approval, but a prequalification is typically generated by the member, while the financial institution generates a preapproval.

Disclosures

The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.

Navy Federal Information

Mission Statement

Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership:

"Be the most preferred and trusted financial institution serving the military and their families."

About Navy Federal

Member Support

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24/7 Member Services: 1-888-842-6328 Routing Number: 256074974

Policy & Disclaimers

© 2024 Navy Federal Credit Union. All rights reserved

Navy Federal conducts all member business in English. All origination, servicing, collections, and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images are used for representational purposes only; do not imply government endorsement. Terms and conditions are applied to gift cards.

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